Ghiles YAHIATENE

Financial Executive | Regulatory & Risk Management Specialist

Boulogne-Billancourt, FR.

About

Highly accomplished financial executive with over 10 years of experience within financial institutions, specializing in financial analysis, regulatory reporting, risk management, and compliance. Proven expertise as a Deputy MLRO, directly overseeing compliance frameworks and analyzing complex banking transactions. Adept at navigating demanding regulatory environments and coordinating cross-functional teams to ensure robust financial integrity and adherence to international standards.

Work

My Money Bank

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Regulatory Accountant (AMG Comptable Réglementaire)

La Défense, Île-de-France, France

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Summary

Manages regulatory accounting processes, ensuring accurate financial reconciliation and timely submission of critical regulatory statements for a leading financial institution.

Highlights

Reconciled accounting balance sheets with management statements, enhancing data accuracy and financial reporting integrity.

Corrected structural attribute and meaning anomalies, improving data quality and consistency across financial systems.

Prepared and submitted comprehensive RUBA statements, ensuring compliance with regulatory requirements.

Generated and declared OSCAMPS statements, contributing to accurate capital adequacy reporting.

Managed and declared Anacredit tables, supporting credit risk reporting and compliance obligations.

99 Advisory

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Assistant Manager Audit & Compliance

Luxembourg, , Luxembourg

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Summary

Assisted in audit and compliance functions, focusing on risk appetite, KYC, and AML policy reviews to strengthen regulatory adherence.

Highlights

Contributed to the definition and assessment of risk appetite frameworks, aligning operational practices with strategic risk tolerance.

Conducted thorough KYC (Know Your Customer) reviews, ensuring adherence to anti-money laundering regulations and client identification standards.

Reviewed and enhanced AML (Anti-Money Laundering) policies, strengthening internal controls and compliance procedures.

EBI SA

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Regulatory Accountant

La Défense, Île-de-France, France

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Summary

Managed regulatory accounting and reporting, ensuring compliance with French regulatory bodies and international standards for a financial services firm.

Highlights

Reconciled the accounting database with management data, ensuring consistency and accuracy across financial records.

Corrected off-balance sheet anomalies, enhancing the integrity of financial statements and regulatory submissions.

Declared critical regulatory accounting reports (SURFI, SCR), ensuring timely and accurate submission to relevant authorities.

Prepared and submitted risk reports to ACPR (NSFR, LCR, COREP), maintaining compliance with prudential regulations.

Implemented, produced, and declared compliance statements, including VUC (Unique Client View) and FATCA/AEOI, with rigorous XML output control.

BANK ABC

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Deputy MLRO & Financial Reporting Officer

Paris, Île-de-France, France

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Summary

Led financial and regulatory reporting, ensuring compliance with banking standards and AML/KYC regulations as Deputy MLRO and Financial Reporting Officer.

Highlights

Managed monthly, quarterly, and annual account closures, including nostro accounts and fixed assets, ensuring accurate financial reporting.

Generated and managed the Fichier des Écritures Comptables (FEC), ensuring compliance with French accounting standards.

Controlled reserves and account balances in accordance with Banque de France requirements, maintaining financial stability.

Produced and submitted regulatory reports to the Banque de France (SURFI, Risk Centralization, CRT, RPC), ensuring timely compliance.

Oversaw all aspects of bank taxation, including payment and declaration of CVAE, TVS, IS, C3S, CA3, CFE, IFU, and DAS2, ensuring fiscal compliance.

Spearheaded implementation of CDD/EDD/Master EDD processes, and managed corporate/FI client account openings, strengthening compliance frameworks.

Filed suspicious activity reports to Tracfin and declared FATCA/AEOI (CRS) and FICOBA statements, reinforcing AML/CFT efforts.

BANK ABC

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Financial Analyst

Paris, Île-de-France, France

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Summary

Conducted financial analysis, prepared credit applications, and verified documentary credits to support risk assessment and transactional accuracy.

Highlights

Drafted Credit Application Forms (CAFs), facilitating credit approval processes.

Analyzed company financial statements to assess country risk, informing strategic lending decisions.

Verified bills of lading and invoices within documentary credits (CREDOC), ensuring transactional compliance.

Processed extensions and amendments of bank guarantees, maintaining flexibility and security in financial operations.

LCL Le Crédit Lyonnais

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Data Warehouse Modeling Specialist

Villejuif, Île-de-France, France

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Summary

Specialized in data warehouse modeling and script verification, ensuring robust data infrastructure for financial analytics.

Highlights

Defined data sources from information systems, establishing foundational inputs for data warehousing initiatives.

Modeled the data warehouse using Mega software, optimizing data structure for efficiency and accessibility.

Designed Detailed Study Dossiers (D.E.D), providing comprehensive documentation for data architecture projects.

Verified scripts generated by Mega software in Oracle 10g, ensuring data integrity and system performance.

Education

Harvard Business School Online

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Certificate Financial Accounting

Courses

Evaluating a company's financial health using financial statements

Understanding GAAP and IFRS standards

Preparing and evaluating financial forecasts for strategic decision-making

Paris Dauphine

Paris, Île-de-France, France
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Master 2 (M2) Mathematical Informatics, Decision, and Organization (M.I.D.O)

Courses

Decision Informatics

Data Warehouse, Big Data, Supply Chain

Scheduling

Problem modeling and resolution using exact or approximate methods with performance guarantee

Université de Bordeaux Segalen

Bordeaux, Nouvelle-Aquitaine, France
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Master (Maitrise) Modeling, Mathematical Engineering, Statistics, Economics

Courses

Advanced Object-Oriented Programming

Integer problem modeling and resolution

Understanding and utilization of metaheuristics

Université de la Formation Continue (U.F.C)

Alger, Alger, Algeria
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DEA (Diplôme d'Etudes Approfondies) International Business

Courses

Documentary Credit

Maritime Transport Law and Incoterms

Management

Economics

Analytical and General Accounting

Université U.S.T.H.B

Alger, Alger, Algeria
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Bachelor (Licence) Mathematics with Specialization in Operational Research (R.O)

Courses

In-depth Analysis

Numerical and Matrix Analysis

Recursive Algorithms

Programming with Matlab, Caml Light, Delphi

Probability-Statistics

Databases

Languages

French

Arabic

English

Certificates

FATCA/AEOI

FICALITE BANCAIRE

COREP

ANACREDIT

Profitable Trading and Guaranteed Adaptation for All Levels

Scalping with Ichimoku

Skills

Software & Tools

Excel (VBA), Word, PowerPoint, SQL, Visio, SWIFT, Sopra Banking (Evolan), Invoke, Logic Informatique, Mega, Oracle 10g, Matlab, Caml Light, Delphi, SIRON.

Financial Regulations & Compliance

Regulatory Reporting, AML (Anti-Money Laundering), KYC (Know Your Customer), CDD/EDD (Customer Due Diligence/Enhanced Due Diligence), FATCA/AEOI (CRS), SURFI, SCR, NSFR, LCR, COREP, RUBA, OSCAMPS, Anacredit, Tracfin, FICOBA, Risk Management, Audit.

Financial Accounting & Analysis

Bank Accounting, Financial Analysis, Reconciliation, Financial Statements, Balance Sheet Analysis, Credit Application Forms (CAF), Documentary Credit (CREDOC), Bank Guarantees, Loan/RCF, Documentary Remittance, Fixed Asset Management, Monthly/Quarterly/Annual Closures, FEC Generation, General Expense Tracking, Management Control.

Data Management & Modeling

Data Warehouse Modeling, Information Systems, Data Source Definition, Detailed Study Dossier (D.E.D), Database Management, Big Data, Supply Chain, Mathematical Modeling, Decision Informatics.

Taxation & Fiscal Compliance

CVAE, TVS, IS, C3S, CA3, CFE, IFU, DAS2, Fiscal Control, Tax Declarations.